What’s New 

See What’s New

Visit this page to see what’s new at Mid-Tex Federal Credit Union!

MTFCU ATM Deposits

Our ATM offers a convenient solution for both cash and check deposits. Here’s how it typically works:

1. Prepare Your Checks: If you have checks to deposit, sign the back of each one. You don’t want to hold up the line at the ATM by searching for a pen to endorse your checks. 

2. Insert Your Card and Enter PIN: Insert your MTFCU debit card at the card reader and enter your PIN. This step acts as a security measure to access your funds.

3. Select Account: Choose the account where you want to deposit your cash or checks. If you have multiple checking and/or savings accounts, the ATM will prompt you to specify where the funds should go.

4. Deposit Process: Stack your currency bills & checks together and insert them. You can insert dozens of bills and checks at once; no need to feed them individually or fill out a deposit slip.

5. Verify and Complete: Confirm the deposit amount, and you’re done! The ATM will process your transaction.

Note: Check deposits are subject to MTFCU’s Funds Availability Policy





MTFCU Credit Sense

Introducing Your Credit Score and More. Anytime, Anywhere and FREE!

As a member of Mid Tex FCU, we want to provide you with all the resources that you need to take control of your financial health. That is why every member has full access to Credit Sense, built right into our MTFCU online banking and our MTFCU mobile App. 

With Credit Sense, staying on top of your credit has never been easier! 
Benefits of Credit Sense:
• Access to your Credit Score & Report
• Real time Credit Monitoring Alerts
• Personalized Credit Score Action Plan
• Credit Score Simulator
• Credit Score Goals
• Special Credit Offers….And More!

Best of all, as a MTFCU member, you have access to all the resources within Credit Sense for FREE, without impacting your score.


Loan Rewards

We are rewarding our members for utilizing various MTFCU products and services with loan rate discounts as follows:

Auto transfer of loan payment: 0.20

MTFCU Credit Card: 0.15

MTFCU Premier Checking: 0.10

Existing/Multiple MTFCU loans: 0.20

U.S. Veteran: 0.20

MTFCU E-Statements: 0.10

Credit Disability Ins: 0.15

Just think; you can reduce your great Annual Percentage Interest Rate (APR) that you receive from Mid-Tex FCU by up to an additional 1.0%, just for using our products and services.

(Maximum discount is 1.0% reduction, & program excludes mortgages, land financing, credit cards, overdraft protection & shares, CD secured loans, and home equity loans.)
MTFCU CardValet!
Access. Control. Anytime. Anywhere. 

MTFCU CardValet is ideal for cardholders who want to protect and manage their debit and credit cards through their mobile devices.

Play it Safe: Cards offer both convenience and risk. You can make purchases easily, but if your cards fall into the wrong hands, your cards are vulnerable. Safeguard them with MTFCU CardValet, the mobile app that lets you assist in protecting your cards against fraud and theft by receiving real-time alerts to ensure your cards are used only by you.

Budget Conscious: Overspending is easy. Now, sticking to your budget can be too. Take control of your finances by setting spending thresholds, specifying merchant types and turning your cards on and off. Want to spend $100.00 at the grocery store? Limit your spending at the shoe store? MTFCU CardValet empowers you to control your card spending in real-time.

Parental Controls: Whether they’re at the local mall or away at college, your kids want to spend money. You’re not their personal ATM, but you do need a way to support their needs, while managing their spending. MTFCU CardValet offers you convenient features like threshold limits, merchant categories, location and on/off controls. You decide where, when and how your children use their cards.

It’s easy to get this valuable service implemented. Go to your app store, download the CardValet app, and follow the instructions. If you have any questions, contact any MTFCU representative.
MTFCU Refer a Friend!
You love your credit union, so why not tell your friends, family and coworkers about all the great accounts, products and services that Mid-Tex FCU has to offer them? And we love our members so much that when you refer someone to Mid-Tex FCU and they join the credit union, we will show our appreciation to you with an referral “thank you” of up to $50.00, just to say THANK YOU for being a member of our Mid-Tex FCU Family!