Online Banking

3808 Hwy 377 S
Brownwood, Texas 76801
Local: 325-646-4571
Fax: 325-646-4872


Mid Tex FCU Credit Cards

Mid-Tex Federal Credit Union offers two types of credit cards a MasterCard Gold and MasterCard Platinum visit with the lending department to discover which card is best suited for you. Check out the following benefits available on the MTFCU Credit Cards:

  1. 24/7 Cardholder Service: Call 1-855-256-9156 (toll free U.S.) or 1-301-287-9903 (International) for balance inquiries, payment information, transaction history, statement request or to dispute a charge.
  2. Online Access:  real-time credit card information, including transaction history, pending activity, payment formation, statements, custom e-mail alerts, plus the ability to sign up for e-statements.
  3. uChoose Rewards program: an award-winning loyalty program that rewards MTFCU cardholder’s usage and activation with valuable and flexible merchant-funded rewards.
  4. EMV Chip-enabled card technology: Chip enabled credit cards are the next level of security for the payments infrastructure. Chip cards, along with chip terminals, ensure a highly secure transaction by validating both the card and the cardholder.
  5. CardValet: a card management and fraud mitigation tool, which enables MTFCU cardholders to use their smart phones to control when, where and how their credit cards are used.
  6. EMV chip enabled protection: All MTFCU credit cards are issued with the EMV chip-enabled protection.

MTFCU CardValet

CardValet app lets you control all your debit cards. Save time and gain peace of mind knowing you can control the cards in your wallet with the smart phone in your pocket, with features such as these:

  • Get real-time notifications when your card is used.
  • Restrict transactions to a certain area using your phone’s GPS.
  • Set security preferences to match your spending habits for each debit card.
  • Set spending limits for every transaction.
  • Enable or disable your cards to be used within certain merchant categories such as gas and groceries, hotel and travel.
  • Lock and unlock your card with a few taps on your smartphone.


We are rewarding our members for utilizing various MTFCU products and services with loan rate discounts as follows:

Auto transfer of loan pmt           0.25

MTFCU Credit Card                  0.20

MTFCU Premier Checking         0.20

Existing/Multiple MTFCU loans  0.20

Direct Deposit into MTFCU        0.10

MTFCU E-Statements               0.10

Just think you can reduce your great Annual Percentage Interest Rate (APR) that you receive from Mid-Tex FCU by up to an additional 1.0%, just for using our products and services.

(Maximum discount is 1.0% reduction, & program excludes Mortgages, Credit Cards, Overdraft Protection & Shares, CD Secured Loans, Home Equity Loans)


General Notice to the Membership

A verification of members’ accounts is being performed as of September 30, 2018.  All members should receive a statement.  If you do not receive your statement, please contact:

Credit Union Resources, Inc.

Financial and Technology Resources

P.O. Box 655147

                                                                                    Dallas, TX  75265-5147



MTFCU CardValet!

 Access. Control. Anytime. Anywhere. 

MTFCU CardValet is ideal for cardholders who want to protect and manage their debit & credit cards through their mobile devices.

Play it Safe: Cards offer both convenience and risk.  You can make purchases easily, but if your cards fall into the wrong hands, your cards are vulnerable.  Safeguard them with MTFCU CardValet, the mobile app that lets you assist in protecting your cards against fraud and theft by receiving real-time alerts to ensure your cards are used only by you.

Budget Conscious: Overspending is easy. Now, sticking to your budget can be too.  Take control of your finances by setting spending thresholds, specifying merchant types and turning your cards on and off.  Want to spend $100.00 at the grocery store? Limit your spending at the shoe store? MTFCU CardValet empowers you to control your card spending in real-time.

Parental Controls: Whether they’re at the local mall or away at college, your kids want to spend money.  You’re not their personal ATM, but you do need a way to support their needs, while managing their spending.  MTFCU CardValet offers you convenient features like threshold limits, merchant categories, location and on/off controls, you decide where, when and how your children use their cards.

It’s easy to get this valuable service implemented, go to your app store and download the CardValet app and follow the instructions.  If you have any questions, contact any MTFCU representative.


MTFCU Refer a Friend!

You love your credit union, so why not tell your friends, family and coworkers about all the great accounts, products and services that Mid Tex FCU has to offer them.  And we love our members so much, that when you refer someone to Mid Tex FCU and they join the credit union, we will show our appreciation to you with an referral “thank-you” of up to $50.00, just to say THANK YOU! for being a member of our Mid Tex FCU Family!



Routing Number: 311978164