Online Banking

3808 Hwy 377 S
Brownwood, Texas 76801
Local: 325-646-4571
Fax: 325-646-4872


President's Message

In 1961 the Brown County Teachers Federal Credit Union was organized by a group of employees of the Brown County school district so that employees of the school district would have a place to save and borrow at reasonable rates.
Since 1961, while maintaining the basic purpose of which it was organized, the credit union changed its name several times to more closely reflect the field of membership the credit union served at the time. Brown County Teachers Federal Credit Union (serving Brown County school employees) became Mid-Tex Teachers Credit Union (serving school districts in 12 counties). Later, the field of membership was expanded to include groups other than school employees, so the credit union name was changed to Mid-Tex Central Credit Union. In 1992, a Federal charter was obtained and the current name "Mid-Tex Federal Credit Union" was adopted. Now all persons living or working in Brown County are eligible for membership!
During this time we have grown and continually added and improved our services to meet the changing financial needs of our members. We are happy to provide you with an online guide to services we provide so that you can see the full service financial package of your credit union. From the very beginning, your board of directors and management have been dedicated to serving you- the member.

What Do You Mean "I'm a Member, Not a Customer?"

We mean you're a member, a part-owner of the credit union. This is not a stockholder owned business, like most banks and small loan companies who have customers they call depositors or borrowers. It's all based on an idea much more than a century old of the "self- help" philosophy that is the foundation of the credit union movement. Only members and their families save and borrow money here. The money is saved by members at a favorable dividend rate and on terms to meet their convenience.

Your Credit Union is "mutual." Like all credit unions, Mid-Tex Federal Credit Union (MTFCU) is mutually owned by its members, a group of people united by a common bond. Our objective is not to make money, but to help our members manage their money by:


MTFCU is a non-profit, financial cooperative, owned and operated by its members. Our members elect a board of directors to manage the organization. Each member has one vote, regardless of the size of their savings account.

Your Credit Union is Your Best Place to Borrow because you can borrow from the credit union for any worthwhile purpose, at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. Loans are made to our members to meet a financial emergency, to finance cars, for appliances or home repairs, to buy furniture, to pay taxes and many other worthwhile purposes.


Mid-Tex Federal Credit Union Contacts

President: Bob Hagood

Loan Officer/Collections: Debbie McCallum

Accounting/Compliance/Operations: Tina Winkler

Member Services/New Accounts: Kelsey Collins




Routing Number: 311978164